Too many of America’s disabled veterans continue to struggle to access the VA disability benefits they’ve earned. The consequences are stark: 33,000 veterans are homeless, and an average of 17 die by suicide each day. While the Trump administration has made incredible strides in cutting the VA claims backlog by 25 percent since January, Congress must take further action to ensure that our veterans no longer have to fight and claw for the benefits that are often the difference between life and death.
That’s why I introduced the CHOICE for Veterans Act of 2025 — a bill that protects veterans from fraud and exploitation and ensures they have the right to choose how to navigate the benefits process. My legislation allows veterans to choose help from accredited private claims agents if they prefer, all while keeping in place the full range of free support options — such as those offered by Veterans Service Organizations like the VFW.
The CHOICE for Veterans Act includes strong safeguards: no upfront fees, mandatory disclosure of free alternatives, capped fees and no payment unless benefits are secured. This ensures that veterans don’t go into debt to file claims. The CHOICE for Veterans Act of 2025 is about trust, transparency and real choice.
I spent months in conversation with the major Veterans Service Organizations like the VFW and American Legion. I directly addressed their legitimate concerns about fraud and exploitation. My office invited them in, listened carefully, and incorporated into the bill strong language that addressed every objection they raised. Their input helped shape the final version of the CHOICE for Veterans Act of 2025.
That’s why the VFW’s recent public opposition is so frustrating. They know that the bill doesn’t put veterans in debt because they helped shape the very safeguards it includes. The truth is, the CHOICE for Veterans Act contains some of the strongest financial protections ever included in legislation designed to serve our veterans.
The bill was crafted to expand access to disability claims services by offering accredited private help without removing any existing options. Veterans can still work with Veterans Service Organizations or file claims on their own — that hasn’t changed. This bill simply ensures the right to seek specialized assistance. Nothing in the bill eliminates current options. The claims assistance system remains intact, with the added benefit of giving veterans the choice of specialized assistance. No two disability claims are the same, and they shouldn’t be treated as such.
The VFW’s claims are misleading and directly contradicted by the bill’s text. The CHOICE Act clearly requires that veterans are informed of all available free options at every step of the claims process. This includes the VA itself and the Veterans Service Organizations that veterans have always had access to. Veterans deserve honesty about what this bill actually does — and it’s time for the VFW to stop misleading them.
If a veteran does choose to work with a paid consultant, the rules are strict. No upfront fees are allowed. Veterans cannot be charged one penny until their claim is resolved in their favor. When a claim is resolved, a veteran must be given the option to pay in installments that don’t exceed their monthly increase from the VA, and no interest can ever be charged on payment plans. Veterans secure lifetime benefits in exchange for a limited, interest-free fee, paid only to accredited experts. Our goal has always been to expand access to benefits through an all-of-the-above approach that protects disabled veterans from poverty, debt and exploitation.
These protections are not hidden, nor are they optional. They are mandated by the bill.
What veterans are asking for is simple: faster results and fewer delays. They want someone who can help them navigate a complex process without making it worse. This is a recurring issue I hear from veterans in my district.
The political games and false narratives surrounding the CHOICE for Veterans Act must stop. This issue is far too important to be bogged down by mis- and dis-information campaigns. As a proud veteran myself, I look forward to the day when President Trump signs this bill into law, so we can begin to seriously confront the crises facing disabled veterans in America.
Jack Bergman represents Michigan’s 1st District.
Â
