The best US cities to retire in 2027

• US News & World Report released its list of the best places to retire in 2027.
• Affordability is one of the most important factors for retirees in choosing where to live.
• Texas has six cities in the top 15, but the top city is in the Midwest.

There are a lot of financial concerns surrounding retirement, and choosing where to live might be one of the biggest challenges.

Unless you’ve managed to stockpile a large sum of money for retirement, the everyday costs of living could factor into your decision to retire altogether.

US News & World Report analyzed over 850 cities based on quality of life, affordability, healthcare, retiree taxes, job market, and population and migration for retirees 55 and older to rank what cities work best for retirees.

Affordability was a key factor in this year’s list, as the pathway to a comfortable retirement isn’t smooth for everyone.

“It’s no secret that affordability is top of mind for Americans this year, which is why US News updated its weighting criteria to better align with what retirees prioritize,” US News & World Report assistant managing editor Megan Wood said. “The 2027 rankings reflect key metrics used to highlight the places that best suit retiree needs.”

The six factors used when ranking each city came from a survey of Americans 45 and older to determine what mattered most to them when considering where to retire.

The cliché of retiring to Florida still holds true, as two Florida cities ranked in the top 15. But Texas has become an even hotter spot for retirees. While last year’s list included three Texas cities, this year’s list has six, with two in the top five.

Texas’ overall affordability makes it a popular choice not only for retirees but for other generations as well.

“Retirees are seeking a place that gives them a sense of security and comfort as they live out their golden years,” Wood said.

While cities in Florida and Texas account for more than half of the top 15, neither city holds the top spot. Below, the best cities to retire in for 2027.

15. San Angelo, TX

Housing costs 2025: $191,261

Value index: 9

Population 65+: 17%

14. Conroe, TX

Housing costs 2025: $323,622

Value index: 7.9

Population 65+: 15%

13. Pearland, TX

Housing costs 2025: $343,369

Value index: 8

Population 65+: 13%

12. Victoria, TX

Housing costs 2025: $200,767

Value index: 9.3

Population 65+: 17%

11. Bismarck, ND

Housing costs 2025: $290,274

Value index: 6

Population 65+: 21%

10. Palm Coast, FL

Housing costs 2025: $380,019

Value index: 7.5

Population 65+: 30%

9. Lynchburg, VA

Housing costs 2025: $222,789

Value index: 7.5

Population 65+: 15%

8. Paducah, KY

Housing costs 2025: $161,025

Value index: 9.2

Population 65+: 19%

7. Altoona, PA

Housing costs 2025: $115,035

Value index: 8.1

Population 65+: 19%

6. Rio Rancho, NM

Housing costs 2025: $311,135

Value index: 6.2

Population 65+: 19%

5. Spring, TX

Housing costs 2025: $249,404

Value index: 8.6

Population 65+: 12%

4. The Woodlands, TX

Housing costs 2025: $472,814

Value index: 6.6

Population 65+: 15%

3. Weirton, WV

Housing costs 2025: $124,681

Value index: 7.6

Population 65+: 26%

2. Homosassa Springs, FL

Housing costs 2025: $219,352

Value index: 8.8

Population 65+: 30%

1. Midland, MI

Housing costs 2025: $206,176

Value index: 8.7

Population 65+: 21%