When calculating total ownership costs for any model, regardless of initial value, depreciation is typically the largest expense. Most people will end up losing more money to depreciation than they’ll spend on insurance, fuel, loan interest, or maintenance. That said, not every car loses value at the same rate. There are some Audi models with horrid depreciation; the RS E-Tron GT somehow dropped in value from its initial MSRP of $142,400 in 2022 all the way to an average used price of $55,762 in less than five years.
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