- Lawsuit alleges drivers added without consent.
- Two strangers were placed on her Geico policy.
- Complaint cites third party address data use.
A Geico customer in the US is suing the popular insurer after it allegedly added two complete strangers to her car insurance policy without her consent, raising her premiums in the process. The proposed class action aims to represent other policyholders who say they have had a similar experience.
According to the complaint, filed in Florida federal court on January 28, plaintiff Allison Kane says that in February 2024 Geico emailed her to flag that a person named Carter K. Riddle may have been a licensed or permitted driver using her address as a primary residence. Kane did not respond within 15 days. Geico then automatically added Riddle to her policy.
Read: Geico Ordered To Pay $5.2M To Woman Who Contracted STD In One Of Its Customers’ Cars
In December 2024, another stranger was allegedly added to Kane’s policy. This time it was Angelina Marchand. Kane maintains she does not know anyone by that name and that no one using it lives at her address.
The lawsuit claims that Geico relied on third-party data sources to identify licensed or permitted drivers and added them to policies without confirming any actual relationship to the insured. Not only this, but Kane also alleges the company repeatedly refused to remove individuals who were incorrectly added to her policy.
It further argues that Geico failed to verify the residency of the added drivers and did not disclose the data or the consumer reporting agency it relied on to obtain the information.
What’s Geico On The Hook For?
Geico is accused of breach of contract, breach of the covenant of good faith and fair dealing, unjust enrichment, and violations of Florida’s Deceptive and Unfair Trade Practices Act. Beyond seeking class action status for other Geico customers who experienced the same issue, the complaint requests a jury trial, along with damages, fees, and costs.
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